Welcome to VM Financial Education to Empower

Your expert guide to achieving financial Well-being

Objectives

With our financial education programme, we ultimately aim to:

Equip You With Valuable Tools

provide participants with the knowledge, tools and advice to make sound financial decisions. 

Understand Financial Planning

help participants to understand the basic principles of personal financial planning.

Create and Maintain Wealth

introduce participants to the VM approach to creating and maintaining wealth.

VM Fete Youth Ambassadors

We have prepared a unique financial education programme for our tertiary students! Understanding the key principles of financial planning and taking steps to achieving your financial goals at an early age will help you to achieve financial well-being. Learn more about our VM FETE for Tertiary Students that is administered through our Youth Ambassadors here.

VM Fete for Corporate Jamaica

We have developed a special financial education programme for staff members. Our expert financial team is ready to take you step by step through the financial planning process. Whether you are a novice or seasoned on financial matters, we have a package for you. You can email us to schedule an appointment for your staff at vmfete@myvmgroup.com

Expected Outcomes

At the end of these financial education sessions, participants should be able to:

Create a personal financial plan.

Understand key financial principles including saving, investing, and managing debt.

Understand the process of Home Ownership and acquiring personal loans.

Our Financial Education Curriculum

We take a strategic approach to your learning. With our financial education curriculum, we provide a detailed breakdown and understanding of all the areas in your life in which you need to grow financially.

 

Module 1: Assessing & Goal Setting

Before beginning any journey, you need to understand where you are. Similarly, before beginning your financial journey, you need to assess your situation and set clear goals.

Someone who is on their journey towards financial well-being, has documented clear goals, creates specific plans for achieving these goals and feels that he or she is making progress toward these goals. 

    • Understanding the financial Life Cycle
    • Budgeting
    • Important Financial Goals
      • Setting up an Emergency Fund
      • Further education
      • Retirement Planning (to be expanded on in Module #4)
      • Home Ownership (to be expanded on in Module #4)
      • Purchasing a vehicle (to be expanded on in Module #4)
    • Setting SMART Financial Goals
    • The VM Approach towards achieving financial well-being
SMEs, Partnerships and LLCs

Signing officers must present a valid government issued ID, Taxpayer ID, 2 references, Proof of address and Proof of income i.e., Income Statement and Questionnaire for Self-employed, job letter or pay slip.
Certificate of Registration.
Business Taxpayer ID.
Current Business License/Certificate of Trading, or evidence of trading activities (as applicable).
Tax Compliance Certificate (TCC).
In-house financial statements, Management Accounts, or last 2-3 years audited financial statements (as applicable).
Where the business is new (less than 1 year) and no financials are available, the Income Statement and Questionnaire for Self-employed would apply.

Large Corporations

Signing officers should present a valid government issued ID, Taxpayer ID, 2 references, Proof of address and Proof of income i.e., Income Statement and Questionnaire for Self-employed, job letter or pay slip.
Certificate of Registration plus limited liability agreement, or partnership agreement (where applicable).
Business Taxpayer ID.

Clubs, Charities, and Civic Associations

Signing officers should present a valid government issued ID, Taxpayer ID, 2 references, Proof of address and Proof of income.
Certificate of Registration (where applicable).
Association Taxpayer ID (where applicable).
Approval from Ministry of Finance of charitable status.
Rules or Charter of Club, Charity or Association, if no Charter, complete (VMBS Statutory Declaration for Clubs and Associations).
Resolution from Executives – authorizing the establishment of the business relationship and relevant signing instructions on account.
Proof of Source of Funds information

VM Fete Youth Ambassador Programme

We guide our tertiary students to achieving their educational goals.

VM Fete Youth Ambassador Programme

We guide our tertiary students to achieving their educational goals.

Resources

Here are some tools that increase your financial knowledge, which will guide to you to achieve financial success.

Adult Workbook

Tertiary Students' Workbook

This website uses cookies to ensure you get the best experience on our website. Read More