Convenience Channels

We are pleased to share an expanded suite of Convenience channels for remote and in-branch access which offer greater flexibility and ease in advancing your financial well-being.

Welcome to VM Group, where all dreams are worth pursuing

Financial well-being is for everyone, we’ll help you to build yours with the power of VM.


We know Accessibility and Convenience is the way forward. As such, we have created a digital access point where you can utilize digital devices to fully access our services and products.


These digital channels help you to save time by allowing you to do business with us at anytime from anywhere.

Online Banking

We have condensed the face to face banking experience into a few easy steps and made it available to you online. Now our VM members can access and manage their funds as long as they have internet access and a registered account to our online portals.

Appointment Booking

Skip the line and schedule an appointment right here online. Get a specified date and time for your consultations so your local VM branch visits may become more efficient and productive.

Video Banking

Video Banking lets you talk to us face to face from your phone, tablet or computer. It’s simple to use and 100% secure as we verify your identity on the call before discussing your accounts and personal information – just as we would in person or over the phone.

  • Track account balances
  • Transfer funds locally & overseas.
  • Make bill payments
  • Currency conversion & foreign exchange
  • Download mobile app
  • Track accumulated balances
  • View beneficiary information
  • View pension statements
  • View demographic details
  • View contribution history
  • Track account balances and account activity
  • Competitive unit trust rate
  • Set financial targets
  • Request purchase / sale of stocks
  • Access statements
  • Monthly net salary of at least $70,000 paid to a local bank account
  • Regular, evidenced source of income
  • Good credit history
  • Evidence of residing in Jamaica for minimum three years
  • Evidence of employment history for minimum two years
  • Borrow between $150,000 to $1,500,000
  • Online pre-approval
  • Track application status
  • Faster turnaround

  • Member information amendment (e.g. identification update)
  • Loan pre-qualification and application
  • Service assistance (e.g. financial consultations)
  • Product-related enquiries (e.g. loans)
  • 24/7 Customer Care
  • Protects up to 5 family members
  • 10 Coverage options
  • No medical required
  • Remote / online enrollment
  • Track account balances
  • Transfer funds locally & overseas.
  • Make bill payments
  • Currency conversion & foreign exchange
  • Subscribe for IPO’s and APO’s
  • View account details
  • Link JCSD accounts and addition of joint account holders
  • Download of prospectus
  • Cancel IPO applications


These channels are in-branch and are designed to reduce your wait time at your preferred location.

  • Loans: mortgage, auto, cash secured & unsecured
  • Accounts: savings & time
  • Foreign currency cash
  • Foreign currency cheques
  • Local currency cheques
  • Cash deposits
  • Withdrawals
  • Loan payments
  • Transfer to your VM accounts
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