Member Benefits: More
Benefits, More Savings for You

VM is Jamaica’s preferred solution for services that never place profits over people, supporting you at every stage of life.

Making Your Dreams a Reality

Transforming your dreams requires smart goals and a solid plan. Here’s how we help you.

Get Special Rates

We offer special rates just for you, alongside no transaction fees for your ABM and point-of-sale transactions. You matter to us.

Quality Support

Our best-in-class services paired with our no or low fees philosophy, makes us the preferred place to manage your money.

World Class Convenience

Opening a VM account is the start of your journey to financial wellbeing. Enjoy ease and convenience through our various digital channels.

What Mutuality Means For You

VM Group is built on the principle that everyone should be able to achieve financial wellbeing, and that all people are worthy of empowerment through equitable access to life-changing products, services and education.

Founded just 13 years after the Morant Bay Rebellion by clergymen who imagined a better reality for economically marginalised Jamaicans, VM leverages the power of collective ambition to provide Members with tangible, real world benefits that fuel their journey to financial wellbeing.

Our founders understood the value of mutuality in the achievement of shared goals and wanted more Jamaicans to experience the benefits of empowerment.

That is the genesis of our mutuality and it remains at the core of our operations executed via The VM Financial Group Limited and VM Innovations Limited today.

Rewards Just for You

The VM Group, as a Member-owned organisation, is committed to transforming lives and this focused, purpose-driven work is executed via the businesses of The VM Financial Group and VM Innovations Limited. Here is how we reward you.

Rewarding Our Young Savers

Junior Plan: PEP Scholarship Incentives

Future Plan: Tertiary Scholarship Incentives

Master Plan: Advanced studies scholarship

The VM STEM Scholarship: Tertiary Education Incentives in the areas of Science, Technology, Engineering and Mathematics

Making Money Moves that Matter

Reduced equity trading commission

Low rates for online trades

Reduced margin loan interest rates

Send and Receive Money with Ease

9 Global partners and growing i.e MoneyGram, Xoom, Remitly, Ria, Worldremit, Small World Choice, Express Money, NHT, NCS eMoney Services

Over 100 money transfer locations islandwide

More ways to collect funds with VMTS: Agents Islandwide, VMBS Branches, VM Money Express Locations or Direct to your bank account.

Planning for Your Tomorrow Today

All investment gains are Tax-Free with no time limit.

Free consultancy to individuals on pension related matters

Keys to Owning Your Home

Discount on Home Insurance

15% discount on Property Valuations for mortgages

Access to an extensive list of properties available for sale or rental islandwide

A team of Certified Appraisers with vast knowledge of the market

Putting You in the Driver’s Seat

10-30% discount on Motor vehicle Insurance Roadside assistance

Motor vehicle damage coverage

New vehicle replacement at no additional cost

Personal Accident compensation for insured and Spouse

Rewards Just For You

The VM Group, as a Member-owned organisation, is committed to transforming lives and this focused, purpose-driven work is executed via the businesses of The VM Financial Group and VM Innovations Limited. Here is how we reward you.

Rewarding Our Young Savers

Junior Plan: PEP Scholarship Incentives

Future Plan: Tertiary Scholarship Incentives

Master Plan: Advanced studies scholarship

The VM STEM Scholarship: Tertiary Education Incentives in the areas of Science, Technology, Engineering and Mathematics

Making Money Moves that Matter

Reduced equity trading commission

Low rates for online trades

Reduced margin loan interest rates

Send and Receive Money with Ease

9 Global partners and growing i.e MoneyGram, Xoom, Remitly, Ria, Worldremit, Small World Choice, Express Money, NHT, NCS eMoney Services

Over 100 money transfer locations islandwide

More ways to collect funds with VMTS: Agents Islandwide, VMBS Branches, VM Money Express Locations or Direct to your bank account.

Planning for Your Tomorrow Today

All investment gains are Tax-Free with no time limit.

Free consultancy to individuals on pension related matters

Keys to Owning Your Home

Discount on Home Insurance

25% discount on Property Valuations for mortgages

Access to an extensive list of properties available for sale or rental islandwide

A team of Certified Appraisers with vast knowledge of the market

Putting You in the Driver’s Seat

10-30% discount on Motor vehicle Insurance Roadside assistance

Motor vehicle damage coverage

New vehicle replacement at no additional cost

Personal Accident compensation for insured and Spouse

Become A Member

Transform your life with access to perks and the benefits of Membership with VM. Become a Member today!